First Steps
Pre-planning Phase
Financial Planning
Take some time to identify any sources of income available to you during retirement, such as Social Security payments, pensions and benefits from past employers, annuities, insurance payouts etc.
MEET WITH A LICENSED ADVISOR
Talk to a retirement counselor to address any concerns or worries you may have.
Sign UpHELPFUL HINT
Remember, healthcare planning is an important part of your overall retirement strategy. You must protect your savings against unexpected medical costs.
Next Steps
Plan Selection Phase
Coverage That Matters to You
Write down what you like about your current health coverage. No referrals? Prescription drug coverage? Fitness benefits? This will give you an idea of what to look for in a Medicare plan.
Find a Doctor
When selecting a plan, it pays to check and see if your doctor, specialists and hospitals are included in the network. Or, call us at 1-855-828-3982 (TTY 711)* and we'll be glad to see if your doctor(s) are included.
Look Up Providers
Compare Our Plans
Get an idea of what your healthcare costs may be. You can do that by taking a look at the monthly premiums associated with our plans.
Compare PlansFinal Steps
Enrollment
Phase
Apply for Original Medicare
Apply for Medicare benefits (Parts A and B) if retiring at age 65 (and not already receiving Social Security benefits).
Helpful Hint
To avoid delays in your coverage, be sure you’re enrolled in Social Security and Medicare Part A and Part B before your 65th birthday. You can actually enroll in a Medicare health plan 3 months before your birthday. Waiting until your actual birth month will delay your coverage by at least another month.
Enroll in a Plan
Enroll in a Medicare Advantage plan or a Medigap plan and Prescription Drug Plan.
Enroll Now
